Korea Capital Market Institute

Korea’s society and economy stand at a critical juncture, facing structural shifts driven by aging populations and declining birth rates. These changes present complex and unforeseen challenges that demand innovative solutions. At the heart of these solutions lie our capital markets, which play a pivotal role in ensuring retirees’ financial security and identifying innovative enterprises to foster dynamic economic growth.

A key concern is the potential impact of an aging population on the market landscape. A reduced appetite for risk assets could threaten the stability of capital markets. Over the coming decade, Korea’s capital markets are anticipated to undergo unprecedented transformation. Unlike traditional markets for goods and services, capital markets—guided by the informed decisions of rational investors—are likely to respond first to these demographic trends.

At the Korea Capital Market Institute (KCMI), we are committed to staying ahead of these changes. By leveraging our advanced research capabilities, we aim to proactively identify emerging risks in the capital markets and propose innovative solutions.

Encouragingly, recent developments in Korea’s asset market offer signs of optimism. A younger generation of investors is diversifying portfolios by increasing allocations to financial assets, marking a significant departure from the patterns of previous generations. Moreover, the rapid growth of retirement pensions among middle-aged investors and the expansion of the Outsourced Chief Investment Officer (OCIO) market are reshaping the investment landscape. These developments suggest a potential rebalancing of household assets, shifting from a heavy reliance on real estate toward a growing focus on financial assets.

In response to these trends, KCMI remains steadfast in its mission to conduct forward-looking research that explores new business opportunities for financial institutions and enhances market stability.

As Korea’s leading capital market think tank, we are dedicated to delivering exceptional research outcomes that drive the advancement of capital markets and the broader economy.

Thank you.